Monday, December 19, 2011
Private hospitals achieve good patient ratings reports Health Insurance magazine this week, with the encouraging figures coming from the latest Dr Foster hospital guide. While the data only relates to patients who were in receipt of knee and hip replacements, this goes some way to illustrating the wider patient sentiment regarding private hospitals. Dr Foster's website decribes its service in the following way: "Dr Foster produces authoritative and independent guides to health services in the public and private sectors. Dr Foster's aim is not only to inform, but also to act as a catalyst for change."
Health sites like Dr Foster - plus all the new diagnostic and treatment apps available, and on top of that, the many health blogs available - mean that it is very much a changed landscape these days. And with the more information available to the public, it means that the public's reactions, responses and manner of consumption are likely to become more sophisticated as time progresses and more information becomes available.
Friday, December 16, 2011
Don has run 60 marathons in 41 US states since being diagnosed with myeloma (a form of cancer affecting white blood cells) eight years ago.
Amazingly, Mr Wright only takes one pill a day (pomalidomide) and has more trouble with his knee than with his illness.
In other cancer news, this week it emerged that patients in Wales could be asked to rate their care
as the government plans a major overhaul of services there. This is part of an overall strategy for cancer care in Wales entitled Together Against Cancer, with improvements intended to be rolled out by 2016. More info from walesonline.
Tuesday, December 13, 2011
Monday, November 28, 2011
|Image via Wikipedia|
Friday, November 25, 2011
Monday, November 21, 2011
Running from 25th November until 1st December - TalkHealth in conjunction with prostate Action, AXA PPP healthcare, and NHS Choices - are running an online clinic on prostate disease, where a team of experts will be on hand with advice on everything prostate related - from prevention of prostate disease, to managing prostate conditions.
The online clinic is easy to use, so why not head across and find out more about this important subject. Prostate disease is actually a lot more common than many of us realise, so if you'd like information, advice or guidance - head on over. If you're a concerned partner and the man in your life is too shy to discuss the subject - no problem - just log in and find out more on his behalf!
More info here - http://experts.axappphealthcare.co.uk/
Thursday, November 10, 2011
Strangely, some people seem to see the problem as a lack of effort from other citizens (image from here)
Tuesday, November 8, 2011
Monday, November 7, 2011
Wednesday, November 2, 2011
Monday, October 31, 2011
The country is still dealing with economic issues, however premiums have risen an average of 8% compared to last year which exceeds the wage rise an average employee will have received.
The US system largely relies on employer provision of healthcare but worryingly there is a year on year decrease in the amount of people covered by their employer. Most schemes involve workers contributing towards the policy to allow it to cover their family too, with the average employee contributing 28% of the cost. This is an increase of 131% when compared to 10 years ago.
While no specific reasons have been given for the above inflation increase it has been widely suggested that insurance companies set their premiums in anticipation of the economy improving, which unfortunately has not yet happened.
Thursday, October 20, 2011
- Health Insurance for Chronic Conditions (medicalinsuranceinfo.typepad.com)
- Small Businesses Are Overpaying For Health Insurance (medicare8.blogspot.com)
Thursday, October 13, 2011
The following video by front runner Rick Perry, former governor of Texas, is an example of the animadversion that Romney's healthcare policies as a governor of Massachusetts generate accross the certain sections of the Republican Party.
You can watch the video here.
Tuesday, October 11, 2011
Our usual focus for this blog is of course on the myriad of topics around health insurance for people – however, as this is an ‘overall’ insurance blog we thought it may be useful to focus on the topic of dog insurance.
Peace of mind for you and your dog
We love dogs, but we are all too aware that their inquisitive nature of man’s best friend can get them into some potentially dangerous situations, which unfortunately can lead to consequences requiring some financial outlay. This is where a dog insurance plan can help to at least give you peace of mind should your dog require help of some kind.
Dog insurance policies - what they include
In line with the rest of the health insurance sector, there are differences between each dog insurance policy offered by the top insurers: including PetPlan, Animal Friends, Buddies and the RSPCA. What we would say is that there are a few key policy strands that you should insure are in place when considering a dog policy, these can be:
- Complementary treatment
- Help with behavioural problems
- Overseas vet fees
- Personal liability
- Dental care for your dog
- Minding services
- Kennel fees if there's an emergency
- Vets fees in general
Shop around for dog insurance
As insurance experts advise, when considering taking out any sort of policy - its best to shop around. Get a dog insurance quote from a number of sources before making your final decision.
Are there any key elements that we have missed?
What dog policy do you consider to be the best?
Leave us a comment to let us know.............thanks!
Monday, October 10, 2011
Friday, October 7, 2011
According to a recent news report, private dental car in the UK is becoming so expensive that a growing number of patients are travelling to Eastern Europe for dental care, where treatment is remains much cheaper.
Weight management is an important issue for many of us, and the benefits of being within a healthy weight range extend to everything from reduced risks of diabetes, to a longer lifespan.
Thursday, September 29, 2011
Ever return home from work with a sore back? You're not the only one - and around a quarter of the UK population will suffer from back pain at some point in their lives.
Many cases of back pain can be brought on by long sitting or standing periods at work, and anything from the wrong safety equipment to the height of your chair or computer screen could contribute to these aches and pains.
But there are some things that employers can do to promote back safety in the workplace, and a number of regulations are in place to ensure these standards are upheld. Here are some of the ways your employer can help promote good backcare in the workplace:
Risk Assesment: All employers should adhere to goverment guidelines perform health and safety risk assesments, which an assesment of back safety in the workplace. Knowing about these can help ensure you know what is and isn't acceptable at work.
Handling goods: There are a number of back pain regulations surrounding the manual handling of goods at work, and a few things employers can do to make things safer for the backs of their staff members, such as putting wheels on heavy crates or implementing lifts for heavy materials. Keeping yourself up to date on these regulations mean that you will know exactly what your workplace should be providing, and enable you to make informed decisions when it comes to looking after your back at work.
Chairs and equipment: All chairs and computer equipment should be appropriately levelled so as not to harm the backs of employees when sitting for long periods of time. This NHS guide offers some more information on the chair and computer adjustments that can be made to reduce back pain.
Access to medical advice: Bigger organisations sometimes give employees the chance to seek medical advice from a company doctor or offer free or affordable business health insurance so you can get checked up if you ever have back pain. Access to this advice will make sure you know what you should and shouldn't be doing at work when your back is sore - and you can also get advice about the ways to strengthen it and keep it healthy out of the office too.
Keeping active: Staying active and not sitting or standing in the same position for too long is recommended to keep backs healthy. Employers should encourage or allow movement around the workplace at regular breaks, so you are never left in the same position for too long.
Wednesday, September 21, 2011
Nowadays almost every person in the UK has access to the internet either at home or at work, yet it is hard to find examples where internet enabled healthcare is applied. According to a report by the NHS Confederation, the NHS is behind the rest of the world when it comes to telemedicine; the underlying part of this problem is the assumption that patients are always in favour of remote consultation.
Telemedicine is an especially attractive proposition for those patients that live in rural areas, one example of a successful application it is the remote stroke consultation where doctors can use video to talk to their patients as well as viewing their scans from a laptop. This allows them to make swift care decisions on treatment that can be provided at the local’s patient unit. A quick delivery of drugs is essential when it comes to minimizing the effects of a stroke; according to the North Cumbria University hospitals trust, the introduction of this service will mean that 24 more patients in the area will survive a stroke each year.
Monday, September 19, 2011
Monday, September 12, 2011
This week McDonalds will start displaying calorie information in all 1,200 of thier UK fast food outlets, as part governments plans to encourage calorie labeling in restaurants - designed to help encourage people to choose a healthier option as they order in restaurants.
The goverment's responsibility deal aims to give people choice, and encourage healthy eating even in the depths of a fast food outlet - notorious for serving meals with an unexpectedly high calorie content. Coffee shops are keen to get on board too, which chains like Starbucks signing up - which the goverment hopes will help encourage more people to choose options like an Americano, with just 17 calories, over a hot chocolate with whipped cream, which can have up to 556 calories.
Some people, however, have questioned the effectiveness of such a scheme - with some claiming that anyone entering a fast food restaurant is surely aware that the calorie content of most of the food is high, meaning that they are unlikely to change their mind upon seeing a healthier option.
But for those who are trying to keep healthy, the move is likely to be welcomed - and at least this way we can be sure that an innocent enough looking coffee or sandwhich won't turn out to be half of our daily calorie intake.
Saturday, September 10, 2011
Caroline Boucher was left with a large facial scar after undergoing several surgergies and a skin graft to remove and treat malignant melanoma - but after eight months of weekly reflexology treatments, the scar is now far less prominent.This has the potential to bring new uses to the treatment, which has a mixed reception in the medical world - with some praising and some dismissing the usefullness of reflexology.Often thought of as an alternative therapy, lots of private health insurance providers are now offering reflexology for conditions like frozen shoulder. So what is it? And is it any good?
Reflexology is a treatment which involves massaging hands, feet and ears with specific parts of the hands and fingers - to treat other areas of the body through corresponding 'reflex areas'.The treatment dates back thousands of years, having first been practised (albeit in a slightly different way) in ancient China and Egypt.
This BBC health video on reflexology is quite interesting, and explains the benefits and background of the treatment well. what do you think about reflexology?
Friday, September 9, 2011
The findings of this research will be published in the medical journal “the Lancet”. This research argues that the exposure to toxic debris causes an increase in cancer risk as well as developing other ailments such as asthma. Ten years after the infamous attacks the number of members of the fire and police departments who have died from cancer surpasses the death toll of those who perished on the day of the attacks.
Quite shockingly the US government does not recognize this association and as a result does not provide healthcare cover to the cancer patients who risked their lives ten years ago. This situation is likely to spark controversy on the 10th year anniversary of the attacks.
Thursday, August 25, 2011
The over payments are linked to the trouble some small businesses have comparing numerous quotes for health insurance, which increases the average paid by around 29%. Small businesses show a trend of switching policies frequently, something which can be costly. The suggestion is that policies offering similar coverage are being sold at a wide variety of prices, suggesting there is some obstacle to competition which would see most similar products sold at similar prices.
The massive variations in coverage offered by the insurance providers, alongside the different prices, makes the choice difficult for small businesses to find the best deal. The excessive policy switching also makes it difficult for insurers to price up the plans as it's not clear how long the customer will stick with them. These factors combine to create a volatile and ultimately costly marketplace where small businesses are the real losers.
Monday, August 22, 2011
With travellers over 65 three times as likely to claim as those under 35, and those over 85 8 times more likely, the increased average age of travellers is being held responsible for the increase in claims. With UK travellers venturing beyond the EU the European Health Insurance Card fails to bear the brunt of the cost of care, leaving insurers with the bill.
Given the nature of the industry it's hard to imagine this increase in outgoings won't be mirrored by an increase in profits. The underwriters in the industry are more than aware of the risks in insuring older travellers and will no doubt have their figures correct. The advice to travellers is to make sure not to just select the cheapest health insurance quote, but to ensure you pick one which covers all your needs should you require to claim.
Friday, August 19, 2011
Being a cheery lot here at Your Private Healthcare Insurance Blog, we're not ones to dwell on some of the - what shall we term them? - challenging economic headwinds that blow from time to time.
There are many ways in which we can all stay physically and financially healthy - insurance being one of these - but of course it pays to be mindful to the whole panoply of health assistance out there.
Some examples of this kind of thing would include keeping up to date with the health pages of the broadsheet newspapers - always worth a read, and they don't just report on developments within the healthcare and medicine industries - there's also a wealth of advice in there too about how to keep yourself in good shape - I think the Telegraph even has an expatriate health section - which shows just how comprehensive the info available at your fingertips is these days.
Of course it's always a good idea to put health ideas into practise - whether it's reviewing your health finances or just taking up an interest in healthy eating and cooking.
In fact, some days it's probably best to go straight to the health pages - oh, okay, maybe the football pages too. And the crossword. And not forgetting the TV listings too...
Wednesday, August 17, 2011
The perks offered can vary from things such as discount childcare, to free parking - but according to a recent article in The Guardian, many employees are becoming increasingly worried about the financial impact of poor health and periods of absence.
The article reports that 1/3 of workers are worried about falling ill and not getting paid, while 11% of staff have taken at least six months off already throughout 2011.
So in light of these recent figures, should more employers be offering business medical insurance and income protection for times of illness?
Medical insurance is generally accepted as a valuable staff benefit, which in turn is useful to the employer too – as bmi can offer things such as Saturday appointments, and reduced waiting lists, which may help reduce sickness absence. And if staff know that their employer is dedicated to keeping them healthy and helping them get back to work quicker after a period of illness, it is possible that, coupled with income protection, private medical insurance could be a preferred benefit over discounted childcare and car parking.
What do you think? Would you like your workplace to provide medical insurance?
Friday, August 12, 2011
Tuesday, August 9, 2011
Recent research has discovered a new urine test which can screen men for prostate cancer.
Currently doctors use blood tests as a way to look for elevated levels of a protein called serum prostate-specific antigen (PSA), however this protein can exhibit a high level for other reasons than cancer. As a result there are currently many misdiagnoses and plenty of unnecessary biopsies.
The results of the recent study displayed a very strong correlation with urine tests and the aggressiveness of the cancer. According to chief researcher, Scott Tomlins, the results of the tests are an excellent way to segment men according to their probability of having cancer, which subsequently helps deciding whether it is necessary to have a biopsy or not.
Wednesday, March 2, 2011
Wednesday, February 9, 2011
- the costs of purchasing shares from the deceased estate to maintain control of the business
- paying corporate recruitment & training fees, plus a starting bonus and/or salary packaging which may be required to entice a similarly skilled person into the position.
- paying out or refinancing loans guaranteed by the deceased
- meeting business expenses and maintaining business value whilst undergoing this transition